(217) 875-6625

Monday-Friday 10:00 a.m. – 5:30 p.m
Saturday 10:00 a.m. – 4:00 p.m


(217) 864-3741

Monday-Friday 10:00 a.m. – 5:30 p.m
Saturday Closed


In celebration of Decatur Jewelry & Pawn’s 25th Anniversary, our Silver Celebration, we are rolling out our award-winning 10/10/10 Layaway program. This industry-leading layaway plan is the most customer-friendly and simple layaway plan around.

The process is SIMPLE:

  1. Select your product
  2. Put just 10% of the item’s price down
  3. Pay 10% monthly payments
  4. Pay for & pick it up when you’re ready or when you’ve reached the full 10 months.

It’s that simple. Period!

Since 1993, we have had the industry’s leading layaway programs. Most companies try to launch a great layaway plan, but the problem most companies have with their plans is it’s “great” for one reason: It’s “great” for the company, not their customer. Many other companies want huge initial down payments and very short terms. That’s exactly why Decatur Jewelry & Pawn launched our awesome 10/10/10 LAYAWAY PLAN. It’s is “great” for you, our customer. We require only 10% down. That’s just easy math, right? Then, each month, you’re only expected to pay 10% of the initial price. Again, it’s easy math. Then, unheard of by other companies, we allow you to extend your layaway for 10 full months. That’s right: 10 months. Again, the math is easy. So, take advantage of our 10/10/10 LAYAWAY PROGRAM and you’re assured to get that awesome item you’ve always wanted. It’s that easy. Our layaway program works with any item in our inventory: Jewelry, TV’s, Ipads, tablets, musical instruments, firearms and accessories, video gaming systems and more.

At Decatur Jewelry & Pawn, we’ve built our business by letting our customers win. When you win, we win. This is how we have built up two and three generations of customers. Our repeat customers and customer referrals is what keeps us growing each year. Stop in and ask any associate for details. #silvercelebration

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